用 Venmo 分账的方法（2026）| Partly

Venmo is still the default way many US friends settle dinner — but Venmo alone does not scan a receipt or remember who ordered the steak. In 2026 the winning workflow is: split accurately first, then request via Venmo (or skip Venmo entirely outside the US).

How to split a bill with Venmo today

1) Open Venmo and request money from each friend for their share. 2) Add a clear note (restaurant + date). 3) Hope everyone remembers what they owed. That last step is where fights start — especially with tip, tax and shared appetizers.

The missing piece: itemized split before Venmo

Partly scans the receipt with AI, assigns each line, then you can settle with integrated payments. In the US many groups still prefer Venmo for the final hop; in Europe Venmo is unavailable, so Partly sends SEPA, PayPal, Revolut or Wise links instead.

When Venmo is enough

Equal split among two people who both use Venmo and ordered similarly? A simple Venmo request is fine. Three or more people, shared plates, or mixed tax/tip? Use a splitter with scan first.

Partly + Venmo vs Splitwise + Venmo

Splitwise can track balances and open Venmo, but itemized scan needs Pro. Partly includes AI scan on free (5/month) and keeps payment requests in-app worldwide — better when your group is not 100% Venmo.

FAQ

Can I pay Partly balances with Venmo? Recipients can use the payment methods available in their region; Venmo remains a common US habit while Partly covers IBAN/SEPA and wallets abroad. Is Venmo available in Europe? No — use SEPA/PayPal/Revolut via Partly instead.