Partly vs Tricount (2026): AI Scan, Payments & Free Tier Compared
Partly vs Tricount 2026: Tricount is free but no AI receipt scan. Compare payments, OCR, groups, pricing, and when each app wins.
Tricount, a Belgian app acquired by Bunq in 2022, has earned a loyal European following thanks to a brutally simple proposition: free, ad-free expense tracking with unlimited groups. For casual one-off groups, a weekend trip, a single dinner, a small party, Tricount is hard to beat on friction.
But Tricount's minimalism comes with trade-offs. There is no AI/OCR receipt scanning (you can attach receipt photos for reference only). Payment request links exist in supported EU countries (e.g. Bancontact, iDEAL, Sofort), but not Partly's breadth of IBAN/PayPal/Revolut/Wise methods. There is no recurring expense automation and no end-to-end encrypted messaging. For groups that meet repeatedly, roommates, ongoing households, business partners, these gaps add up quickly.
Partly was designed for the long haul. AI receipt scanning reads every line of a restaurant or grocery receipt in any language, so item-level splitting becomes practical. Integrated payments via IBAN, PayPal, Revolut, Bizum, Wise, Lydia and card mean money actually moves without copy-pasting bank details. Groups persist across months, with categories, analytics, recurring expenses, encrypted chat, files and notes.
Pricing: Tricount is genuinely free, supported by Bunq's banking ecosystem. Partly is freemium, the free tier covers light use (5 scans, 5 payment links and 3 groups per month), Premium at €19.99/year unlocks unlimited use and advanced features. For users who already have a Bunq bank account, Tricount fits naturally in that universe.
When Tricount wins: a single short-lived group, no need for scanning, no payment integration needed, you want zero accounts and zero friction.
When Partly wins: ongoing households, frequent restaurant splits, international groups (70+ currencies with live ECB rates), business teams, anyone who values automated scanning and in-app payments.
The fairest summary: Tricount is the best free, no-frills tracker. Partly is the best end-to-end app, scan, split, pay, repeat. Pick the one that matches your usage rhythm.
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