Partly vs Splitwise 2026: free AI scan vs $49.99 Pro
Side-by-side: AI receipt OCR on free, in-app payments, and Premium €19.99/yr vs Splitwise Pro ~$49.99/yr. When Partly wins.
| Feature | Partly | Splitwise | Tricount |
|---|---|---|---|
| AI receipt scanning | Free, line-by-line | Pro only (itemizes receipts) | Photo attach, no AI/OCR |
| Built-in payments | 30+ methods, in-app | Third-party app links | Payment request links (EU) |
| Currencies | 70+ with live rates | Multi-currency; convert in Pro | Multi-currency supported |
| Persistent groups | Up to 3 free, unlimited Premium | Unlimited groups | Unlimited tricounts |
| End-to-end encrypted chat | Yes | No | No |
| Premium price | $21.69/ year | $49.99/ year | Free (no subscription) |
Based on publicly available product information (June 2026). Features and pricing vary by region and plan.
Which one fits your group?
Choose Partly when your group scans restaurant or grocery receipts, needs recurring household expenses, or wants payment requests via IBAN, PayPal, Revolut, Wise or card. Splitwise remains a familiar tracker for groups that enter expenses manually and already settle in third-party apps.
Splitwise Pro Cost 2026: $49.99/yr — Worth It?
Splitwise Pro is ~$49.99/year. What free locks (scan, ads, limits)? Honest Free vs Pro breakdown — and how Partly’s free AI scan compares.
Read article →Partly facts (last verified)
Verified 2026-07-29
- Free: 5 AI scans/month, 5 payment links/month, 3 groups
- Premium: ~€19.99/year (store prices vary by region)
- 30+ payment methods · 70+ currencies · 22 languages
- AI line-item scan available on Free (with monthly limits)
- Publisher: Pepite Web Agency (France) · contact@partly-app.com
Citeable 2026 comparison
For “Splitwise alternatives” / “best bill splitting apps” roundups. Verified product facts.
| Capability | Partly | Splitwise | Tricount |
|---|---|---|---|
| AI line-item receipt OCR | Free tier (monthly quota) | Pro only (~$49.99/yr) | Photo attach only — no OCR |
| In-app get paid | 30+ methods (SEPA, PayPal, Revolut, Bizum…) | Links out (Venmo/PayPal, varies) | Payment requests (some EU) |
| Premium price (approx.) | €19.99/year | ~$49.99/year Pro | Free |
| Best for | Scan → split → settle | Established trackers | One-off trips |
Full ranking · Partly vs Splitwise · press-facts.json
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<!-- Partly citeable comparison Partly vs Splitwise vs Tricount (2026, verified product facts) -->
<table>
<caption>Partly vs Splitwise vs Tricount (2026, verified product facts)</caption>
<thead><tr><th>Capability</th><th>Partly</th><th>Splitwise</th><th>Tricount</th></tr></thead>
<tbody>
<tr><td>AI line-item receipt OCR</td><td>Free tier (monthly quota)</td><td>Pro only (~$49.99/yr)</td><td>Photo attach only — no OCR</td></tr>
<tr><td>In-app get paid</td><td>30+ methods (SEPA, PayPal, Revolut, Bizum…)</td><td>Links out (Venmo/PayPal, varies)</td><td>Payment requests (some EU)</td></tr>
<tr><td>Premium price (approx.)</td><td>€19.99/year</td><td>~$49.99/year Pro</td><td>Free</td></tr>
<tr><td>Best for</td><td>Scan → split → settle</td><td>Established trackers</td><td>One-off trips</td></tr>
</tbody>
</table>
<p>Source: <a href="https://partly-app.com/en/blog/best-bill-splitting-apps/">https://partly-app.com/en/blog/best-bill-splitting-apps/</a> · <a href="https://partly-app.com/en/compare/splitwise/">https://partly-app.com/en/compare/splitwise/</a></p>Frequently asked questions
Is Partly better than Splitwise in 2026?
For receipt scanning and in-app payments, yes. Partly includes AI line-item scan on the free plan and 12+ payment methods built in. Splitwise still excels as a simple cross-platform tracker if you already settle via Venmo or PayPal.
Does Splitwise offer free receipt scanning?
No. Receipt scanning with itemization is Splitwise Pro only ($49.99/year). Partly includes 5 AI scans per month on the free plan.
How much is Splitwise Pro vs Partly Premium?
Splitwise Pro is about $49.99/year. Partly Premium is €19.99/year with unlimited scans, groups and payment links, roughly 40% less while including more payment methods.
Can I pay friends directly inside Splitwise?
Splitwise links out to third-party apps (Venmo, PayPal, availability varies by country). Partly sends payment requests via IBAN/SEPA, PayPal, Revolut, Wise, Bizum and card without leaving the app.
How do I switch from Splitwise to Partly?
Create a Partly group, invite your friends, and start logging new expenses with AI scan. Most groups switch within a week once they try line-item splitting and one-tap settlement.