Partly vs Splitwise: AI scan and payments — no Pro paywall
Side-by-side 2026: AI receipt scan, in-app pay, free limits and Premium. Exact Splitwise Pro pricing lives in the guide «Splitwise Pro Cost 2026».
Direct answer: Splitwise Pro ≈ $49.99/year. Partly: free AI scans every month — no Pro paywall for itemized splits. Get Partly on iOS or Android.
| Feature | Partly | Splitwise | Tricount |
|---|---|---|---|
| AI receipt scanning | Free (5/month), line-by-line | Pro only (itemizes receipts) | Photo attach, no AI/OCR |
| Built-in payments | 30+ methods, in-app | Third-party app links | Payment request links (EU) |
| Best for | Persistent groups, AI scan, get paid | Groups already on Splitwise | One-off trips, typed totals |
| Currencies | 70+ with live rates | Multi-currency; convert in Pro | Multi-currency supported |
| Persistent groups | Up to 3 free, unlimited Premium | Unlimited groups | Unlimited tricounts |
| End-to-end encrypted chat | Yes | No | No |
| Premium price | $49.99/ year | $49.99/ year | Free (no subscription) |
Based on publicly available product information (June 2026). Features and pricing vary by region and plan.
Splitwise Pro vs Partly — 2026 pricing
| Feature | Splitwise | Partly |
|---|---|---|
| Pro / Premium | ≈ $49.99 / year | €49.99 / year |
| Itemized receipt scan | Pro only | Free (5 / month) |
| In-app payment request | External apps | 30+ local methods |
| Free to start | Yes (limits) | Yes — no card |
Skip the $49.99 Pro paywall
Partly is the better Splitwise alternative when you want persistent groups (roommates, trips, couples), AI line-item scan on Free (5/month), and payment requests via Venmo, Cash App, PayPal, SEPA, Revolut or card. Keep Splitwise only if your group already lives there and is happy typing every line by hand.
Splitwise Pro Cost 2026: $49.99/yr vs free AI scan
Splitwise Pro is ~$49.99/year. What free locks (scan, ads, limits)? Honest Free vs Pro breakdown — and how Partly’s free AI scan compares.
Read article →Partly facts (last verified)
Verified 2026-09-03
- Free: 5 AI scans/month, 5 payment links/month, 3 groups
- Premium: ~€49.99/year (store prices vary by region)
- 30+ payment methods · 70+ currencies · 22 languages
- AI line-item scan available on Free (with monthly limits)
- Publisher: Pepite Web Agency (France) · contact@partly-app.com
Citeable 2026 comparison
For “Splitwise alternatives” / “best bill splitting apps” roundups. Verified product facts.
| Capability | Partly | Splitwise | Tricount |
|---|---|---|---|
| AI line-item receipt OCR | Free tier (monthly quota) | Pro only (~$49.99/yr) | Photo attach only — no OCR |
| In-app get paid | 30+ methods (SEPA, PayPal, Revolut, Bizum…) | Links out (Venmo/PayPal, varies) | Payment requests (some EU) |
| Premium price (approx.) | €49.99/year | ~$49.99/year Pro | Free |
| Best for | Roommates, trips, dinners + get paid | Groups already on Splitwise | One-off trips, typed totals |
Full ranking · Partly vs Splitwise · press-facts.json
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<!-- Partly citeable comparison Partly vs Splitwise vs Tricount (2026, verified product facts) -->
<table>
<caption>Partly vs Splitwise vs Tricount (2026, verified product facts)</caption>
<thead><tr><th>Capability</th><th>Partly</th><th>Splitwise</th><th>Tricount</th></tr></thead>
<tbody>
<tr><td>AI line-item receipt OCR</td><td>Free tier (monthly quota)</td><td>Pro only (~$49.99/yr)</td><td>Photo attach only — no OCR</td></tr>
<tr><td>In-app get paid</td><td>30+ methods (SEPA, PayPal, Revolut, Bizum…)</td><td>Links out (Venmo/PayPal, varies)</td><td>Payment requests (some EU)</td></tr>
<tr><td>Premium price (approx.)</td><td>€49.99/year</td><td>~$49.99/year Pro</td><td>Free</td></tr>
<tr><td>Best for</td><td>Roommates, trips, dinners + get paid</td><td>Groups already on Splitwise</td><td>One-off trips, typed totals</td></tr>
</tbody>
</table>
<p>Source: <a href="https://partly-app.com/en/blog/best-bill-splitting-apps/">https://partly-app.com/en/blog/best-bill-splitting-apps/</a> · <a href="https://partly-app.com/en/compare/splitwise/">https://partly-app.com/en/compare/splitwise/</a></p>Frequently asked questions
How much does Splitwise Pro cost in 2026?
About $49.99/year (or ~$4.99/month), mainly for itemized receipt scanning and extras. Partly includes AI line-item scan on the free plan (5 scans/month) and Premium at €49.99/year — download Partly to try without paying Splitwise Pro.
Does Splitwise offer free receipt scanning?
No. Itemized receipt scanning is Splitwise Pro only (~$49.99/year). Partly includes 5 AI scans per month on Free, so most roommate and dinner groups never need a Pro upgrade.
Is Partly better than Splitwise for getting paid back?
For scan → split → pay, yes. Partly sends payment requests via Venmo, Cash App, PayPal, SEPA/IBAN, Revolut, Wise and card inside the flow. Splitwise mostly links out to third-party apps.
Can I pay friends directly inside Splitwise?
Splitwise links out to apps like Venmo or PayPal (availability varies). Partly keeps the request in-app with 12+ methods so friends can pay from a link without hunting balances.
How do I switch from Splitwise to Partly?
Download Partly, create a group, invite friends, and log the next receipt with AI scan. Most groups switch within a week once they try itemized splits and one-tap settle-up.