Partly vs Venmo Groups: the group's accounts, without moving the money
Venmo is a money transfer service, and Venmo Groups splits shared costs inside it. Partly does not replace your payment app: it does the accounts (who owes what), and you pay back with the tool you already use.
Try Partly with your next receipt
Partly is not a payment app and does not compete with Venmo on payments: it keeps the accounts, and you can still pay back with Venmo where it's available.
What Venmo says about itself
- Venmo is a service of PayPal, Inc., a licensed money transfer provider; a Venmo account is required. (Source: venmo.com)
- Venmo Groups: create a group in the app, add expenses as they come up and adjust each person's share. (Source: venmo.com)
- When you settle up, Venmo handles the calculations so everyone pays the right amount. (Source: venmo.com)
- Split with friends: enter the total and choose equal or custom amounts. (Source: venmo.com)
Facts read on the official pages, checked on 2026-10-04. They can change: follow the source links.
What Partly does
- Group expense app for iOS and Android, with groups for roommates, trips, couples, dinners and events.
- AI receipt scan: take a photo, the AI reads the items and amounts, you check them, then assign each item to the people who had it, or split equally, by share or by percent.
- Expenses in several currencies, converted with available exchange rates. The app is available in 22 languages.
- Balances show who owes whom and simplify automatically.
- Partly does not move money: you pay back your usual way, then record the repayment in the group.
- The free plan costs €0: up to 3 groups and 5 AI scans a month, with ads. Premium costs €49.99 a year (price varies by country and store): unlimited scans and groups, no ads.
- Mobile only: there is no web version to log in to.
Which one fits your group?
Pick Partly if… part of your group doesn't use Venmo, you spend in several currencies, or you want the receipt read line by line before anyone pays.
Stay with Venmo if… everyone has a Venmo account and you want the split and the payment in the same app.
Questions
Is Partly a Venmo alternative?
Not for payments: Partly does not move money. It is an alternative for the group's accounts: scan the receipt, assign the items, see who owes whom, then pay back the way you prefer (Venmo, bank transfer, PayPal… depending on your country) and record it in the group.
Do my friends need Venmo to use Partly?
No. Everyone joins the group in the Partly app through an invite link; how you pay each other back is up to you.
Can Partly handle a trip abroad?
Yes. Expenses can be in several currencies and are converted with available exchange rates.
How much does Partly cost?
The free plan costs €0: up to 3 groups and 5 AI scans a month, with ads. Premium costs €49.99 a year (price varies by country and store): unlimited scans and groups, no ads.
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